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If I bring minimal cash, will I be ok with using mainly credit cards in France and Italy?

If I bring minimal cash, will I be ok with using mainly credit cards in France and Italy? Topic: Security system company business plan
July 21, 2019 / By Jehonathan
Question: I'm leaving in a couple of days and wanted to be sure that I could buy bus tickets, groceries, etc with my Visa credit card. Do most stores (as far as grocery stores/pharmacies go) accept them? What about bus stations? Where will I need cash the most, besides cabs and tips? THANKS!!!
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Best Answers: If I bring minimal cash, will I be ok with using mainly credit cards in France and Italy?

Gaylon Gaylon | 4 days ago
Credit cards are good for a number of reasons but you need to be a bit careful and plan ahead. First, they work nearly everywhere. Italy and France are both great countries with highly developed financial systems and if you need cash, just go to a cash machine and get what you need. Here is why you want to be careful. At times, if you do not pay your credit card bill on time, the company will not honor your card. Lets say your bill arrives as you leave for the airport or you've forgotten to pay it. In the US, its not a problem, you just call them up and give them a check number and you're back in business. But when you're in a small hill village in Italy and need to pay for the pasta and vino, and the card doesn't work, it can be an issue. I had that happen with American Express, and I've been an AmEx card holder since 1976. It was a bit embarassing. I would advise calling your credit card company and tell them you're going on a trip. Some have a security program that flags purchases that unlike your normal pattern of buying. Tell them how long you'll be gone and ask them if they want you to make a payment ahead to avoid problems. Second, do not carry a purse. Buy the type of money pouch that goes around your waist and under your clothes. Keep your passport, credit cards, and large bills in it. Cash enough money for your immediate needs and carry it deep in your pockets. Paris is famous for its pickpockets and I've had at least one issue on the train in northern Italy. Finally, before you leave the states, make a copy of the information page of your passport and stick it in a pocket of one of your pants in your suitcase. That way, if anything happens to your passport, you can go to the nearest US consulate for a replacement. I hope this helps a bit. Have fun! Ragnar
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Gaylon Originally Answered: What should i bring on my 10 day trip to France?
Please ignore the first answer. Extra socks and underwear never hurt. It is warm in June, but bring a sweatshirt just in case. Aside from clothes of course, don't bring any liquids. They are not allowed on planes. So no toothpase, perfume, water etc. Just buy small travel size portions of toothpaste and the rest when you get there. Have your passport. It can take months, so if you don't have it yet - start now. Get a travelers necklace pouch. You can put your passport there and keep it under your shirt. Under no circumstances do you want your passport lost. A camara. A french english dictionary. An open mind. Travelers checks. A frommers guide to France. Don't pack too much - you will have to carry it. Act like a good representative of the USA. Try to practice French as much as possiblw whiile you are there. Try and avoid american food while you are there and just go for the french food. Soon enough you will be back and you will be around all your old food again. If you wiill be with a french family give them a small gift from your State. IE: if you are from the north east give them some maple syrup because maple syrup is made in north eastern states.
Gaylon Originally Answered: What should i bring on my 10 day trip to France?
Well it depends on a few things I suppose, like where you are going and where you are from. Check the average monthly temperatures for the region (and current weather when it is closer to the time you are leaving). It might be that it is a lot warmer than it is where you live, so bring clothes accordingly. Get a cheap travel umbrella, the kind that is less than a foot long. French to English pocket dictionary (I prefer roger Collins dictionaries personally) Guidebook to where you are going (the Lonely Planet series is really helpful) Outlet adapter (bring a voltage converter if you need one) Camera and charger/ pack of extra batteries Comfortable shoes A light sweater just in case You are allowed to bring liquids in a small ziplock bag--look on the airline company's website for details on this and baggage restrictions. Plenty of euros, and a money belt to conceal them. Bring toiletries that you don't mind leaving behind to save room, and always leave a big space in your suitcase for bringing back souvenirs. Just remember that basically anything you forget you can buy there!

Deye Deye
Other than paying for hotel stays and rail tickets, I used Euros to pay for meals and incidentals in France. I withdrew Euros from my checking account using ATM machines that were always available - even in the mid-size towns (much like the US). I would recommend going the cash route for your smaller purchases at the grocery store and pharmacy. When you withdraw from an ATM you should know your daily limit imposed by your bank, and know that if your limit is say $300 a day, that doesn't mean you can withdraw 300 Euros a day - at the current rate $300 is roughly 200 Euros. Have a great trip! .
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Beverley Beverley
I infrequently have funds on me, i take advantage of a debit card dissimilar the time and If i prefer funds i'm going to draw it, i've got not got a mastercard, do not purely like the debt of all of it, I had one whilst i became 18 and spent a lot and a lot and my grandparents ended up footing the invoice and helping me, and that i promised i does not get yet another.
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Beverley Originally Answered: Credit cards?
If used responsibly, it's a great way to start building a lengthy and solid history. The trick is to not get in over your head. A credit card should be used for emergency purposes, or if you're able to pay off small purchases. If you're not able to pay it on time, or at all, then it's not a good idea. The benefits like being able to rent a car, make hotel reservations, establish credit in general may not compare to the disadvantages of harassing calls of collectors when you don't pay on time, not to mention hurting your chances of being able to get bigger things like, buying a car, a house, or even a job. Normally when you use a credit card, you have x amount of days before they start charging more money, or interest to what you already charged. That's called a grace period. After a certain date, you'll receive an itemized statement in the mail detailing what you charged, how much you owe, and how much additional money (finance charges) were added on. The key to using a credit card is to not to max it out, or charge it to the limit. That's where they'll get you. It's bad enough to borrow money that you can't pay all at once, but it's even worse when more money is added on every month for borrowing it in the first place!. Like I mentioned earlier, use the card for emergencies, charge only what you know that you can pay off every month. I'll even go as far to say that if you have the money to pay for something in cash and you use the card, put that cash that you would've used to buy it in a jar, cigar box, it doesn't matter, put it and use that money to pay the bill when the statement comes in. Another thing. Don't charge a lot to fast food. It's a common trap that me myself fall victim to from time to time. That Big Mac or Whopper or whatever your favorite burger is wouldn't taste so good when you're paying daily interest on it when you charge it. Keep that in mind. I would probably get one more and that's it. 1 in 7 Americans carry up to 10 credit cards, and the average American has 4. Me, myself I have 3 which I keep low balances and I pay off on-time, if not early every month. Another thing is that you can report your monthly payments on practically everything that you pay every month. There's a website (click this link) http://www.prbc.com/consumers that you can enroll in a program, that verifies, reports historical payments, and also has a bill-pay service that reports the current and future payments. The beauty of this is that this shows what the traditional credit reports do not: an accurate payment history. You can have things like rent, utilities, day care, storage, insurance, phone, cell phone, anything that you pay a month that you receive a statement for. The information reported is compiled in what's call a Bill Payment Score, or BPS. Under the FCRA (Fair Credit Reporting Act) you can have this taken into consideration when lenders are reviewing your credit to give an accurate picture of what your credit is really like.

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